loans - The 411 On Startups (tm)

Kickstarter — Another Way for Entrepreneurs to Raise Small Amounts of Money

Apr

2009

Kickstarter is a new way to fund ideas and endeavors. It is a funding platform for artists, designers, filmmakers, musicians, journalists, entrepreneurs, athletes, inventors, bloggers, philanthropists, explorers… We believe that… * A good idea, communicated well, can spread fast and wide. * A large group of people can be a tremendous source of money and ...

Need a Loan? Tap Your 401(k), Without Penalty – BusinessWeek

Jan

2009

A cottage industry, made up of a few small companies and a bevy of independent contractors, has sprung up to help entrepreneurs turn their 401(k)s and other tax-deferred accounts into capital. The firms, which generally charge $4,500 to $7,500 for their services, are taking advantage of an unpublicized tax law that allows individuals to invest ...

UPS: Making Loans to Small Biz

Sep

2008

Package delivery giants United Parcel Service (UPS) and FedEx (FDX) are making aggressive moves to pare back rising fuel costs. But UPS is also taking a more unusual step: trying to boost customer demand by loaning money to small businesses. On Sept. 9 the Atlanta company plans to unveil Cargo Finance, aimed at helping small ...

P2P Loans GainingTraction. Lending Club Goes Nationwide

Sep

2008

Despite sub-prime loan worries rocking the economy, peer-to-peer loans are gaining some traction. You’d think loans between individuals would be much riskier than loans from a bank, but it turns out that individuals can be more risk averse than banks when it comes to lending out money. If you look at Prosper, the leader in ...

CreditBloggers: Comparing Peer-to-Peer Lenders: Prosper, Lending Club and Zopa

Sep

2008

The three biggest peer-to-peer lending sites – Prosper, Lending Club and Zopa – are all similar but with some key differences. We did the research to help you compare:

Borrow Money or Lend Money with Social Lending – Lending Club

Sep

2008

Lending Club is a social lending network where members can borrow and lend money among themselves at better rates.

Zopa – where members who invest help members who borrow

Sep

2008

Every bank is about sharing money–your money goes in, they share it with other people, called borrowers. They pay you 2%, then charge them 18%. But it’s not very satisfying, since you don’t know, and can’t say, who you’re sharing with. And too much of that money goes to polish all those marble floors. With ...

Get a Personal Loan at a Great Rate! – Apply Online Today – Prosper

Sep

2008

We are an online community for lending and borrowing money. Borrowers enjoy fixed monthly payments, no hidden fees and no pre-payment penalties. People who register as Prosper lenders set the minimum interest rate they are willing to earn and bid in increments of $50 to $25,000 on loan listings they select. In addition to criteria ...

Small Business Administration – Micro-Loans

Sep

2008

The Microloan Program provides very small loans to start-up, newly established, or growing small business concerns. Under this program, SBA makes funds available to nonprofit community based lenders (intermediaries) which, in turn, make loans to eligible borrowers in amounts up to a maximum of $35,000. The average loan size is about $13,000. Applications are submitted ...

Venture Debt – Sand Hill Capital

Sep

2008

Unlike traditional asset-based lenders, Sand Hill Venture Debt looks beyond the traditional asset base and focuses on the value of intellectual property, market position, brand loyalty, strategic position, source code, distribution channels, and the overall potential of the company and its management team. Sand Hill Venture Debt is a leader in finding new ways to ...